Isaac Witham
Licensed Insurance Producer
I am a Licensed Insurance agent specializing in Health, Life, Dental, Vision, Medicare and Supplemental Insurance including Critical Illness Insurance, Cancer Insurance and Accident Insurance along with Disability and Long-term Care Insurance. I provide free health plan guidance for coverage on or off exchange. I help customize benefits for individuals and small businesses. My goal is to keep you and your family protected from unforeseen events that happen in life. Choosing insurance plans can be difficult. I will help you compare plans that fits your needs. I work with nationally recognized insurance companies and give you the quality, affordable insurance you are looking for. Please call or email with any questions.
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Frequently asked questions
FAQs
How much insurance do I need to cover my final expenses?
Cremation
The cost of a cremation can vary depending on a number of factors, such as the location, the service provider, and any additional services requested. In general, a direct cremation without any additional services or merchandise can cost anywhere from $1000 to $5,000 or more.
Burial
The cost of burial expenses can vary widely depending on a number of factors, such as the location, type of burial, casket or urn chosen, and any additional services or merchandise requested. In general, the cost of a traditional burial can range from $7,000 to $12,000 or more.
How much do final expense policies cost?
In general, final expense life insurance policies tend to be relatively affordable, with premiums that are typically lower than traditional life insurance policies.
A final expense life insurance policy is designed to cover the costs associated with end-of-life expenses, such as funeral and burial costs, and is typically purchased by older individuals or those with pre-existing medical conditions. These policies typically have a lower face value, ranging from $5,000 to $25,000
When is a good time to set up my final expense policy?
- You do not have any life insurance or your existing life insurance policy is not enough to cover your final expenses.
- You do not have any other plans or funds set aside to cover your final expenses.
- You are concerned about the financial burden that your final expenses may place on your loved ones.
- You want to ensure that your loved ones have the financial means to carry out your final wishes without having to worry about the cost.
What happens when I submit my quote?
When you submit a quote for final expense insurance, one of our licensed agents will contact you within 24 hrs to provide you with a personalized quote that meets your specific needs and budget. The agent will discuss with you the various options available and help you to select the right policy based on your individual circumstances.
During the conversation, the agent may ask you some questions about your health and medical history, as this information can impact the cost and availability of coverage.
The agent who will be working with you is local to the area, and often times will make face to face appointments upon your convenance if necessary.